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Awesome! Our funding experience with Ram Mortgage, LLC was beyond my expectations! As a first time home-owner everything was new to me. But they had amazing communications (even though I did most of it online). And I got a better rate than my bank quoted me!
- Jill and Andrew Miles
Charlotte, North Carolina
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* Please note: this calculator is for illustration payments and actual payments may vary.
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We treat every client like family. Questions get answered fast, and we're with you from application to closing, not just another file number.
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

| Term | Rate | Apr | Payment |
|---|---|---|---|
| 30 Yr Fxd | 6.511% | 6.52% | |
| 30 Yr Fxd FHA | 5.812% | 6.82% | |
| 15 Yr Fxd | 5.925% | 5.944% |
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.